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Practical Geneva

Practical information for internationals living in Geneva.

Health & Medicine:

Health Insurance

Everyone living and working in Switzerland must have compulsory basic health insurance. There is no family coverage, only individual coverage.

Informations sur l’assurance maladie en Suisse

Il existe certaines exceptions pour les employés des missions permanentes, les organisations internationales et leurs familles, à condition qu’ils soient assurés par leur employeur.

Regulations applicable to staff members of Permanent Missions (PMs) and International Organizations (IOs) and their families

After your arrival, you have 3 months to choose an official health insurance company. In addition to the mandatory basic insurance, a variety of supplementary insurance options are also available to meet your specific lifestyle needs.

You will pay a monthly premium, based on an annual contract. The “deductible” is the “deductible” amount you pay each year for your treatment costs. Once the deductible is reached, the insurance company will then cover the costs.

Premiums are usually updated in September, and if you wish to change insurance, the deadline is November 30 of the same year.

It is mandatory to present a copy of your health insurance membership when you register your arrival with your municipality as a private citizen, or with the Swiss Mission to the United Nations for employees of permanent missions and international organizations .

Changing health insurance providers is only possible once a year and must be done before November 30.

Occupational and non-occupational accident insurance is usually covered by your employer. Independent professionals must take out their own accident insurance.

Social legislation applicable to local employees of permanent missions with regard to compulsory Swiss social insurance and Swiss income tax.

Private domestic manual : ordinance addressed to employers who wish to hire a private employee with a legitimation card and to those who already have one for them, as well as to private employees themselves.

Would you like to switch health insurance plans?

Use AXA’s health insurance comparison tool to find the most affordable plan.
Feel free to contact the AXA Vernier branch (a member of CAGI) for more information and to sign your new contract, or fill out the online form.

Healthcare solutions from Cigna Healthcare

Cigna Healthcare, a supporting member of CAGI, offers health programmes for the staff of international organizations, permanent missions, and NGOs.

Other useful information

Emergencies & doctors
Banks & Payments

CAGI services

To learn about the practical aspects of daily life in Geneva and the region

Contact the CAGI

La Pastorale:

Founded by the Swiss Confederation and the Republic and Canton of Geneva, the International Geneva Welcome Centre is the single entry point for the support and integration of employees of International Geneva and their families, NGOs and visiting delegates.